Dr NK Singh is an Ex-Senior Banker having 38 years of banking/ administrative experience as an advisor/ consultant for financial sector companies. He is CAIIB, M.A. (Economics), and law graduate. He completed his PH.D from Bhim Rao Ambedkar Bihar University, Muzaffarpur.

He has vast exposure to Credit related matters and Financial Planning. During his tenure as a banker he has worked on recovery of loans and associated recovery mechanisms. He has acquired vast knowledge of credit appraisal, post sanction supervision including check points etc. and framing policy guidelines thereof. He has worked as Branch Head in different capacities and worked in the field of Audit & Inspection at Zonal and regional levels.

He is registered with Insolvency & Bankruptcy Board of India (IBBI) as Insolvency Professional having registration number IBBI/IPA-001/IP-P-02248/2021-2022/13600.

Shri Uttam Kumar Agarwal , is a visionary and enterprising man, he is the founding partner of Uttam Agarwal & Associates, a Chartered Accounting firm, which was established in 1993.

He has helped the firm grow and consolidate its position in the financial arena to become one of the prominent accounting firms in North and East India.

Ever since its inception M/S Uttam Agarwal & Associates has rapidly diversified its activities in various spheres of financial services.